David Garnier of Dartmouth, Nova Scotia - Badminton, a Sport of Pure Skill

David Garnier of Dartmouth, Nova Scotia, considers badminton to be one of the most exhilarating and skillful sports around. Considering the fact that it is played by more than 14 million people in 160 nations worldwide, he is not alone with this opinion. Badminton requires the presence of balance, footwork and flexibility while offering one of the best cardio workouts you will ever get.

Those who manage to master this skillful sport at a competitive level, usually stay in love with it for the rest of their lives. At its core, badminton is an easy sport to learn. Until you are paired up with a player who possesses similar abilities and skill level, it can be enjoyed immensely by any age and sex. Once you get to a certain level however, you really only benefit from matches played against better competition.

When you are paired up with a player significantly better than you, it’s like he or she plays a different sport. It takes time to get used to the changed playing field, but if you manage to do it, you’ll open up a level of enjoyment and intensity that was likely not available for you. Only the best players can bring out the best from each other, and this is as true to the amateur level, as it is to the professional scene.

Dartmouth, Nova Scotia’s David Garnier is an avid follower of the sport who participates at local competitions and is a well-known member of the region’s badminton scene.

David Garnier of Dartmouth, Nova Scotia - Things to Avoid with Retirement Planning

David Garnier Nova Scotia is the Vice President of CIBC (Canadian Imperial Bank of Commerce) Wood Gundy in Dartmouth, Nova Scotia. He is also a Portfolio Manager. As a Portfolio Manager, David Garnier often helps his Dartmouth, Nova Scotia, clients manage their retirement plans, savings and investments. When managing a retirement plan, professionals like Garnier often help their clients steer clear of common mistakes such as those below:

Not Starting Now – If you assume that you can start planning for retirement “later,” you’re sabotaging your future self. The ideal time to start saving for retirement is in your 20s, but many put it off until they are in their 40s. The sooner you begin, the more time your savings will have to earn compound interest and the more money you’ll have when you’re ready. This is because it isn’t just money that builds your retirement savings, it’s money increased by interest.

Procrastination is the biggest retirement killer and there will never be a “best” time to start. The time to start planning and saving for retirement is now. This is true regardless of when “now” is.

Relying on Social Security or Pension Plans – Many people assume that social security and pension plans will handle retirement savings for them, meaning that they do nothing. Relying on outside sources to handle your retirement is setting yourself up for failure.

Instead, work with a professional to make a retirement plan that takes social security or pension plans into account without relying on them. This will help you benefit from what is provided without damaging your retired life.

If you haven’t enlisted the help of a professional like Dartmouth, Nova Scotia’s David Garnier to manage your retirement portfolio, there’s no better time to get started than now.