David Garnier - Nova Scotia Portfolio Manager Explains Estate Planning

David Garnier is a Nova Scotia portfolio manager and the Vice President of the Canadian Imperial Bank of Commerce’s retail section, Wood Gundy. He has helped many private individuals plan their investments and their estates to be passed on to their families after they have passed. Garnier has also worked with companies to help them create solutions to stay in business and plan for the future. His experience has helped many clients in many ways since he started his career in financial planning, yet he explains the importance of estate planning time and time again.

Estate planning is the process of arranging and anticipating, during an individual’s life, for the disposal and management of the person’s estate. Most people have estates, whether they have a fancy house in the English countryside or not. This estate has to be legally prepared to be passed down to the next of kin or another individual of the person’s choice after they die. The client often sets the goals of his or her estate and plan for disposal and dispersal. Proper estate planning, as David Garnier in Nova Scotia knows, deals with maximizing the overall value of the estate by the reduction of taxes and other expenses.

David Garnier has worked with clients in Nova Scotia to help them plan their estate after they are gone. His clients have long sung Garnier’s praises throughout his career in finance and as a leader for the Canadian Imperial Bank of Commerce. He has helped many people plan their estates.

David Garnier of Nova Scotia - Outside Interests

David Garnier of Nova Scotia has accomplished a great deal as a financial industry professional. He is a vice president for the financial arm of a leading bank in Canada, and he also manages portfolios for the firm's clients. When you learn about a successful business person, for the most part, you hear about professional achievements. This biographical material can be very interesting to absorb, and it can be personally instructive as you apply the “habits of successful people” to your own career path.

The qualities that successful people typically demonstrate are not exclusively played out in the workplace. Most organizations will place an emphasis on the value of work-life balance. You should certainly take your professional position seriously and do everything that you can to build on your abilities. At the same time, your outside interests can keep you on an even keel. For a person like David Garnier of Nova Scotia, family time is typically going to be a large part of this equation. He is married, and he has a daughter, so he has the ability to spend meaningful, quality time with his loved ones.

David Garnier of Nova Scotia also developed some recreational passions when he was younger, and he carries them with him to this day. He excels at badminton, and he is a golfer. These activities allow him to clear his mind and get some exercise and fresh air on some of his days off. When you mix hard work with enjoyable outside endeavors, you can strike the right balance and enjoy every facet of your life.