Thursday, 25 August 2016

David Garnier of Nova Scotia - Communication Skills Are Key

David Garnier of Nova Scotia has risen to a lofty position within the investment management sector. He is a Portfolio Manager at a leading investment concern, and he also holds a high management position within the company. The ability to crunch the numbers as you keep your finger on the pulse of market trends is a huge part of his job, but there are other facets that make for a well-rounded executive. One of them is the ability to communicate in an effective manner.

When you consider the importance of interpersonal communication, you are looking at a multifaceted subject. On the one hand, an executive like David Garnier of Nova Scotia has to communicate with coworkers. Many of the people that he interacts with report to him or someone under him, and he also has peers in the workplace. To be an effective leader, you have to get the best out of the people that you lead. The way that you communicate with them is going to have a significant impact on their performance. You can have an inspirational effect through the right form of communication. On the other side of the coin, morale can be deflated if you push the wrong buttons.

Communication skills are also necessary when you are dealing with clients who are entrusting you with their portfolios. There is a lot at stake, and high profile investors are going to want answers to their questions. Someone like David Garnier of Nova Scotia must have the ability to communicate effectively with these deeply engaged clients.

Thursday, 18 August 2016

David Garnier of Nova Scotia - Taxes on Investment Income

David Garnier of Nova Scotia provides counsel to investors, and he has been in this field for twenty years. As a First Vice President and Portfolio Manager for CIBC (Canadian Imperial Bank of Commerce) Wood Gundy, he holds a very important position. The work that he does for his clients helps them maximize their financial capabilities. When these strategies have been successfully executed, these clients can realize their personal objectives, and they may also have the freedom to do things for their family members. 

When you are investing successfully, you have to be concerned about taxes on investment income. Unfortunately, you do not get to pocket the income without coming to some type of arrangement with the tax man. There is a tax to contend with that is called a capital gains tax, and it can come into play when you realize a gain. You realize a gain when you sell an appreciated asset and take possession of the proceeds. 

The fact that you have to pay taxes on your gains is the bad news, but David Garnier of Nova Scotia can also pass along some good news. In Canada, the entirety of the gain would not be subject to the capital gains tax. Only half of the gain would be subject to taxation, and the rate of the tax would be equal to the marginal tax rate that was applicable to the individual in question.

David Garnier Nova Scotia helps clients build their portfolios, and he also helps them address taxes. He can recommend strategies that provide capital gains tax efficiency.

Monday, 8 August 2016

David Garnier of Nova Scotia - Outside Interests

David Garnier of Nova Scotia has accomplished a great deal as a financial industry professional. He is a vice president for the financial arm of a leading bank in Canada, and he also manages portfolios for the firm's clients. When you learn about a successful business person, for the most part, you hear about professional achievements. This biographical material can be very interesting to absorb, and it can be personally instructive as you apply the “habits of successful people” to your own career path.

The qualities that successful people typically demonstrate are not exclusively played out in the workplace. Most organizations will place an emphasis on the value of work-life balance. You should certainly take your professional position seriously and do everything that you can to build on your abilities. At the same time, your outside interests can keep you on an even keel. For a person like David Garnier of Nova Scotia, family time is typically going to be a large part of this equation. He is married, and he has a daughter, so he has the ability to spend meaningful, quality time with his loved ones.

David Garnier of Nova Scotia also developed some recreational passions when he was younger, and he carries them with him to this day. He excels at badminton, and he is a golfer. These activities allow him to clear his mind and get some exercise and fresh air on some of his days off. When you mix hard work with enjoyable outside endeavors, you can strike the right balance and enjoy every facet of your life.