Tuesday, 1 November 2016

David Garnier - Nova Scotia Portfolio Manager Explains Estate Planning

David Garnier is a Nova Scotia portfolio manager and the Vice President of the Canadian Imperial Bank of Commerce’s retail section, Wood Gundy. He has helped many private individuals plan their investments and their estates to be passed on to their families after they have passed. Garnier has also worked with companies to help them create solutions to stay in business and plan for the future. His experience has helped many clients in many ways since he started his career in financial planning, yet he explains the importance of estate planning time and time again.

Estate planning is the process of arranging and anticipating, during an individual’s life, for the disposal and management of the person’s estate. Most people have estates, whether they have a fancy house in the English countryside or not. This estate has to be legally prepared to be passed down to the next of kin or another individual of the person’s choice after they die. The client often sets the goals of his or her estate and plan for disposal and dispersal. Proper estate planning, as David Garnier in Nova Scotia knows, deals with maximizing the overall value of the estate by the reduction of taxes and other expenses.

David Garnier has worked with clients in Nova Scotia to help them plan their estate after they are gone. His clients have long sung Garnier’s praises throughout his career in finance and as a leader for the Canadian Imperial Bank of Commerce. He has helped many people plan their estates.